Memecoins are high-risk, speculative assets with extreme volatility, thin liquidity, and frequent manipulation. This framework translates PolarBank’s internal ethics into public, verifiable rules that reflect crypto trading reality and common legal expectations. It is designed to protect market integrity, reduce harm to participants, and safeguard PolarBank’s long-term reputation.

We do not earn by secretly dumping supply.
Our business model prioritizes transparent operations and creator fees on organic volume

1. Radical Transparency – Public dev wallets, public plans, on-chain proofs, live comms.
2. Fair Participation – No insider advantages; no hidden bundlers; no selective unlocks.
3. Honest Economics – Reasonable dev share with locks; earnings primarily via platform fees.
4. No Market Abuse – No wash trading, spoofing, self-sniping, coordinated misleading activity.
5. Compliance-First Marketing – Clear risk warnings; compliant influencer disclosures; no profit promises.
6. Accountability – Post-launch reports; incident/bug response; revocation & sanctions policy for violations.

Default technical posture (for audit widgets and user trust):

• No sell tax / No honeypot.
• LP tokens burned after graduation (where applicable by platform design).
• Mint authority revoked (no further minting).
• Freeze authority removed/disabled (no unilateral wallet freezes).
• No hidden owner functions beyond what pump.fun requires.

Public proof pack (posted at/near T-0):

• Token address + all dev / treasury / community wallets.
• Links to pump.fun page, Dexscreener, relevant explorers.
• Transaction hashes proving burn/revocation steps.
• Live dashboard (holders, liquidity, locks, top wallets, dev actions feed).

If a configuration cannot be achieved exactly as stated due to platform changes, we publish the deviation, rationale, and compensating controls (e.g., additional locks / multisig).

• Dev Share (Total): Target 5–8% of supply.
  • Rationale: At ~500k MC on default LP depth, selling ±1% supply can drop price ≈. Oversized dev share creates dump risk during necessary distributions.
  • Working policy: Keep 5–8% total, with a majority not personally owned and earmarked for community incentives (airdrops, quests, liquidity programs).
  • Dev income = creator/platform fees (as determined by pump.fun), not covert token sales.
• Locks & Milestones:
  • Min. 30 days lock on any dev-controlled portion not instantly assigned to incentive programs.
  • Milestone-based releases (e.g., holder count, time-based cliffs, or community votes).
  • No unlocking during abnormal volatility or while open investigations/incidents are active.
• Liquidity Discipline:
  • No discretionary LP withdrawals aside from platform-mandated flows.
  • Any LP management events (if ever applicable) are pre-announced and streamed.

• No self-sniping / wash trading / spoofing / layering / matched orders.
• No “accidental” insider airdrops to friendly wallets; no hidden deal-flow to influencers.
• No price “staircasing” via internal rotation to fake strength.
• No paid promos without clear “ad” disclosures.
• No post-dump community deletion or hiding of public records.

Violations trigger an Incident Protocol (see § Incident Protocol) and possible permanent exclusion of involved contributors.

At Launch (and pinned):

• “What this token is / is not” (no rights, no claims on PolarBank equity, no revenue share).
• Extreme risk warning; urge users not to invest money they cannot afford to lose.
• Links to proofs (locks, revocations, burns, official wallets).
• Statement: “All dev actions are announced publicly. No insiders. No hidden bundlers.”

Ongoing:

• Real-time dev actions log (wallet, action, tx link, timestamp).
• Weekly transparency note (supply changes, incentive distributions, key metrics).
• Influencer compliance (FTC/ASA/FCA/MiCA norms): ads are clearly labeled; no implied guarantees; include risk warnings and links.

Prohibited phrases: “guaranteed,” “will make you rich,” “risk-free,” or any forward-looking profit claims.

• Objective: Reward participation without forcing price-impactful sell pressure.
• Tools:
  • Micro-airdrops to broad holder sets (avoid whale concentration).
  • Quest rewards vested over time or redeemable as non-transferable perks (roles, allowlists, merch claims) to reduce immediate sellability.
  • Milestone raffles with transparent rules & verifiable randomness.
• Public calendars and post-distribution reports (how much, to whom categories, why).

• Live stream covering: token creation, revocations, burns, locks, and first operational steps.
• On-screen addresses and QR codes; live posting of tx hashes.
• No scripted price calls; we discuss mechanics and risks only.
• Archive the stream; pin the recap thread with timestamps.

• Metrics (public): Volume, fees, holder retention, top-10 concentration, liquidity, a record of dev actions.
• Dexscreener boost or similar ads only after organic traction (otherwise misleading).
• Listings (CG/CEX): Avoid pay-for-listing schemes that require misleading claims; publish the outcome of all submissions (accepted/denied).
• Post-mortems for major swings or incidents; lessons learned.

Not legal advice. Always consult qualified counsel in each target market. Laws change.

• Securities / Financial Promotions:
  • Avoid profit entitlements, off-chain revenue shares, or language suggesting common-enterprise profit (e.g., US Howey risk; UK/EU promotions rules incl. FCA and MiCA).
  • In the UK, crypto financial promotions face strict rules (risk warnings, appropriateness).
  • In the EU, MiCA governs market conduct and marketing fairness; avoid misleading claims.
  • In the US and other high-risk jurisdictions, consider geo-controls and explicit exclusions for restricted persons.
• Influencers & Ads:
  • Clear #ad/paid partnership labels; publish advertiser identity; no misleading back-tests or cherry-picked PnL.
  • Keep records (briefs, payments, content, timestamps) for regulator queries.
• Market Abuse / AML / Sanctions:
  • No manipulation; monitor for suspicious activity.
  • Screen counterparties where relevant (e.g., paid partners) against sanctions lists; respect OFAC/EU sanctions.
  • If using centralized rails, implement KYC where required.
• IP & Data:
  • Respect third-party brands (e.g., avoid confusing “Dow Jones” references in a way that implies affiliation).
  • Follow privacy laws (GDPR, etc.) for community tools and analytics.
• Tax & Accounting:
  • Track fees, grants, and incentive distributions; maintain exportable ledgers.
• Disclaimers:
  • Prominently display risk warnings, no-advice and no-guarantee notices, and jurisdictional restrictions.

1. Freeze comms ambiguity — publish a holding statement within 60 minutes.
2. Facts only: what happened, scope, funds at risk (if any), immediate controls.
3. Independent review (where feasible) + on-chain proof pack.
4. Remediation plan with timelines; follow-up report when closed.
5. Sanctions: internal contributor discipline; public explanation of actions taken.

• Fee Revenue per $1M Volume (target ≈$8k, platform-dependent).
• Holder Retention Post-Shock (e.g., ≈40% after a 30–50% drawdown).
• Top-10 Concentration (trend down over time).
• Verified Dev Actions (100% logged with tx links).
• Compliant Mentions (volume of posts with proper risk & ad disclosures).
• Community Health (unique posters, non-bot rate, report resolution times).

Short public post template (X / site):

PolarBank Ethical Launch Framework
– No sell tax / No honeypot
– LP burned; mint authority revoked; freeze disabled
– Dev share 5–8% total, majority reserved for community incentives (not personal)
– Dev income from platform fees, not stealth dumps
– All dev actions publicly announced (no insiders / no hidden bundlers)
– Live proofs & dashboards + post-launch reports
High risk. No guarantees. Read the framework.

Long-form announcement should include: links to this framework, proofs, risk warnings, jurisdictional notes, and incident contact.

• Owner: PolarBank Compliance & Launch Ops.
• Change Control: Public versioning; changelog with rationale.
• Community Input: Open feedback channel; propose improvements via public RFC threads.
• Enforcement: Repeated violations = contributor removal + public notice.

A) On-Chain Proof Checklist

• Token address; dev/treasury/community wallets.
• Tx for mint revoke / freeze removal / LP burn.
• Lock contracts (IDs, schedules).
• Snapshot of top holders at T+24h / T+7d.
• Dev actions log (CSV/json export).

B) Example Risk Warning (copy-paste)

Cryptoassets are high-risk and volatile. You can lose all of your investment. This is not investment advice, a solicitation, or a guarantee of profit. Participation may be restricted in your jurisdiction. Read the full framework and do your own research.

C) Simulation Tool (internal, public summary OK)

• We may publish non-actionable research using a lifecycle simulator (bonding curve — AMM) to educate the community on risks and fairness trade-offs. No predictive claims.

PolarBank’s stance is simple: we earn trust, or we earn nothing.
By limiting dev share (target 5–8%, majority for community programs), revoking mint/freeze, burning LP, and publicly announcing every dev action, we align our incentives with the community and with the law’s direction of travel.

If you spot anything that violates this framework, tell us publicly. We’ll prove the fix on-chain.